Baccarat occupies a rightful place among the casino A-list games partly thanks to its dynamic gameplay, the ease with which you learn the rules, and successful cameos in James Bond movies. With the correct strategy, a small bankroll, and a little glance from Lady Luck, you can exploit the low house edge, raise your winning odds, and have great fun while playing baccarat online.
Online baccarat real money play is available in most online casinos throughout Canada since the Big White North is no stranger to this perennial casino game. If you want to learn more about how to play online casino baccarat games, what are the best online baccarat casino sites and top strategies that increase your chances of success, you are in the right place. This guide will give you all of the above and more. Stay tuned!
Best Online Baccarat Casinos in Canada – Top List
As an online casino player in Canada, you must have felt bombarded by all the casino offers and sites claiming they are the best for you. But how can you be sure? Don’t fret. We have been there too at some point in our playing careers.
However, now we have the right tools, knowledge, and experience to ascertain which casinos have not only the best online casino baccarat games, but also the best bonus offers, fastest and most reliable payment methods, and other essential features we want to see in casinos.
Here’s a complete list of vetted baccarat casinos in Canada where you can have the best possible gambling experience.
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How to Play Baccarat
The simplicity of baccarat online games is what can attract both seasoned gambling veterans and newbies alike. Let’s learn more about how the game is played.
First of all, baccarat is usually played with six to eight standard 52-card decks in a shoe. The dealer is in charge of dealing the cards, and there can be multiple occupied positions at the table. Then, two groups of cards are dealt — two cards go to the dealer, which is known as the Banker, and two cards go to each of the players at the table, which is a hand known as the Player.
All of the cards are dealt face up, and the main goal of the game is to guess which hand is going to have a value closest to 9, and place your bets accordingly. When the deal produces an 8 or a 9 in card count, it is considered a “natural win.”
The croupier or the dealer is in charge of navigating all the action, so you simply need to sit back, relax, place your bets, and hope for the best.
In baccarat, cards are taken at their face value, meaning cards from 2 to 9 bring between 2 and 9 points to the game. On the other hand, each of the tens and face cards (J, Q, and K), also known as the Court, have no value in the game. However, Ace cards are valued at 1 point.
The total value of the hand is calculated when you combine both cards. For example, if you get a 4 and a K, your hand will be worth 4 points. But what happens when the total of your cards goes above 9? In that case, the final count is received by deducting 10 from the sum or dropping its first digit. For example, if you get a 9 and a 4, your hand will be valued at 3 points, rather than 13.
In almost all versions of online baccarat Canada supports, you can find a third-card draw rule. Namely, if the Player’s hand is worth 6 or 7, it must stand. If it is valued less than a 5, a third card is drawn. If the count shows exactly 5, the Player decides to either hit or stand.
On the opposite side of the spectrum, we have a rule that says the Banker must stand if the total count of the cards is 6 or higher. However, there are several rules that tell us when the Banker gets a third card, and most of them are related to the value of the Banker’s hand and the Player’s third card.
- The Banker draws a card if the Player does not need a third card and if its card total is 0-5.
- If the Banker’s card count is valued at 3 points and the player’s third card is 0, 1, 2, 3, 4, 5, 6, 7, or 9, the Banker draws the third card. If the Player’s hand is valued at 8, the Banker stands.
- If the Banker’s card count is valued at 4 points and the Player’s third card is a 2, 3, 4, 5, 6, or 7, the Banker draws. If the Player’s third card is a 0, 1, 8, or 9, the Banker stands.
- If the Banker’s card count is valued at 5 points and the Player’s third card is a 4, 5, 6, or 7, the Banker draws. The Banker stands if the Player’s third card has a value of 0, 1, 2, 3, 8, or 9.
- If the Banker’s card count is valued at 6 points and the Player’s third card has a value of 6 or 7, the Banker draws. If the Player’s third card has a value of 0, 1, 2, 3, 4, 5, 8, or 9, the Banker stands.
The Basic Bets and Payouts in Baccarat Online
Baccarat casino online games, be them RNG-powered or online casino live baccarat real money games, have only three betting options for the player. You can stake some money on the Player hand and you will win the bet if the Player hand is closer to 9 than the Banker’s. The payout for such a bet is 1:1, so if you have staked $20, you will see a payout of $40.
The second betting option in online casino baccarat games is the wager on the Banker’s hand. If you bet on the Banker’s hand and it wins, you will also be paid in a 1:1 ratio minus the usual 5% commission that applies on this hand.
For example, if you stake $10 on the Banker’s hand, you will receive $19.5 in winnings, since $0.50 will go to the casino as a commission. Luckily, there are no-commission baccarat variants you can play that don’t have the 5% commission rule, but these games often have an exception to this rule, so you’d better check that out first.
The last but certainly not the least betting option online baccarat real money games is the tie bet. When you bet on a tie, you are basically betting that the value of both the Banker and Player hand will be equal. The winning tie bet pays in an 8:1 ratio, so if you bet $10, you will be looking at a $90 payout. But another interesting fact about the tie bet is that in the case of a tie, the bets placed on the Banker or Player hands will be paid back, so no losses will be registered.
Types of Online Baccarat Games
Given the prestigious role baccarat occupies in the casino world and its long years in existence, it is no wonder why there are so many types of baccarat games we can find in the best online baccarat casino sites. The following are the most frequently seen versions of the game.
Punto Banco
Punto Banco, or the traditional baccarat, is the original version of the game we have described above and is the predominantly played version in most Canadian baccarat casino sites. The winner is decided by having a total hand value closest to 9 and all other standard rules apply as well.
Chemin de Fer
Chemin de Fer is the most widely played version of baccarat throughout Europe. The main difference in this version is that the players are in charge of dealing the cards. The role of the Banker is assigned to all participants in the game on a rotational basis. Another important difference is seen in the player’s ability to choose to hit or stand if the hand total is valued at 5 points.
Baccarat en Banque
Baccarat en Banque is another European version of baccarat that is mostly played with three decks of cards. The role of the Banker is auctioned to the player willing to take the biggest risk in search of the biggest payout. The third-card drawing rules are similar to those of Chemin de Fer.
Three Card Baccarat
Three Card Baccarat is a popular version in Asia, as well as in online casinos globally. There is only one deck of cards in this version of the game, and both the Banker and the Player get three cards. The best hand is calculated based on all three cards.
Online Casino Live Baccarat Real Money Games
The majority of baccarat games in Canadian casinos are based on a Random Number Generator, which is a complex algorithm that makes sure every outcome or draw is produced entirely randomly. The biggest casino software providers in the game, such as NetEnt, IGT, Play’N GO, and many others have various types of the game based on this software.
However, there is one form of baccarat that is quickly becoming the most popular version, and that is live dealer baccarat. Live dealer baccarat online casino games are not based on RNG software but are, in fact, manned by an actual dealer situated in a studio or real land-based casino.
Players get a live HD stream of the entire action, which helps them feel like they are in a Las Vegas casino, while, in fact, they are playing from the comforts of their homes or on the go through their mobile devices.
Live baccarat games feature all the same betting options as you can find in all other versions. However, the entire playing experience is greatly enhanced thanks to the video quality, the ability to observe the action from multiple angles and interact with other players, which was, until recently, reserved only for players who play in brick-and-mortar casinos. With the rise of live online casino games, Canadians can now enjoy the best of all that baccarat has to offer from their homes or on the go via smartphones and tablets.
How to Win in Baccarat — Top Baccarat Strategies and Tips
First of all, there isn’t a magic formula for winning in baccarat. Still, that doesn’t mean you will be devoid of some strategies that can help you maximize your chances of success. Check out the most important tips and betting strategies that you can employ.
Consider the Odds — Choose the Banker Bet
Knowing the odds for a payout in a game of baccarat is essential when forming a winning strategy. For example, the house edge for the Player bet is set at 1.24%, while the house edge for the Banker bet is only 1.06%, which makes it a bet with the lowest house edge.
On the other end of the spectrum is the Tie bet that has the biggest payout potential but also the highest house edge set at 14.4%. It makes it one of the most difficult bets to guess right.
Considering all these percentages, it is safe to say that the Banker bet should be your primary choice. Some experts claim that the Banker bet allows you to win over 50% of the time, which is why it should be your go-to baccarat bet. Even though there is a 5% commission on the Banker bet win, the potential payouts on the Banker bet and its hit frequency are a clear indicator of why you should opt for this bet most of the time.
Mind the Hot Streaks
The Banker bet might be the most logical choice in baccarat, but that doesn’t mean you should be glued to it all the time. You should keep betting on Banker until the hot streak is over. In that instance, pause a round, consider your bankroll, and then make the next betting decision.
Also, you shouldn’t bet too aggressively on the Banker bet even though it is on a roll. You don’t want to stake your entire bankroll and end up with nothing.
Martingale Betting System
The Martingale betting system is one of the most frequently seen negative progressive betting systems in all of casino gaming. Using a Martingale betting system is present in roulette as well, but it can be quite functional in baccarat too. This is how it works.
Every time you lose, you will have to double your next bet. Double it even. If you win, you can stay with the same bet. This is a perfect system for even money bets, such as Banker and Player. In essence, this system is supposed to help you cover the losses when you win, given the size of the bet you will place then.
For example, you wagered $20 and lost. Your next bet should be $40. If you win, you will be looking at $40 in profits, which will cover the previous loss.
The Paroli System
The Paroli betting system is also quite effective on online casino baccarat games, and it is also known as the reverse Martingale. It implies doubling your bet every time you win until you lose. The goal is to get three wins in a row, which will help you cover the losses and gain some profit.
Let’s say you start with a $10 bet and you win. The next bet should be $20, and so on. When you lose, you get back to the initial $10 bet.
Final Thoughts
Playing baccarat online is a gambling activity a lot of Canadians enjoy. Our list of the best online baccarat casino sites will feature top gambling venues where you can find different types of baccarat, including online casino live baccarat real money games, so that you can enjoy top-class action.
This casino game is simple to play, has good payout odds, and different betting strategies you can explore and that can take you to lift your betting game to the next level. If you read our guide, you are ready to step into the baccarat arena and shine.
FAQ
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How to win in baccarat?
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What are the payouts for Banker and Player bets?
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